Does it pay to be a landlord? In recent years I have encountered many clients who have reluctantly found themselves becoming landlords, accidental landlords if you like. This can happen for various reasons, some may have outgrown their home for which they overpaid, they are left with no option but to rent it out, as [...]
Retirement Planning – A Pleasure or a Pain? All too often people approaching retirement do not place enough importance on personal retirement planning to ensure they take full advantage of the options open to them. I advise my clients to take the time now -- at an early stage in your financial planning process -- [...]
Investments with a difference Planning for your future is crucial, and a good financial planning advisor will work through the right type of investment opportunities for their client’s individual needs; but when a client is looking for something out of the ordinary, there are numerous options that provide an alternative to the three more traditional [...]
How important is life cover for your Family? You never know what is around the corner and in truth nobody really wants to think about getting sick or dying, but life is full of unexpected events and protecting your family is one of the most essential financial decisions you can make. You need to ask [...]
How to find the right financial advisor Picking a financial advisor is not an easy task. With the increasing complexity of financial products and recent volatility in the global markets, professional financial advice is arguably more important now than ever. Deciding on the right advisor for you is not a step that should be taken [...]
Active or Passive Investing – which is better? In the past couple of decades, passive investing has become the strategy of choice for many investors, who are satisfied by duplicating market returns instead of trying to beat them. However, most investment advisers still recommend actively managed portfolios for a substantial element of their clients’ portfolios. [...]
Are all your eggs in the one basket? Diversification, Asset Allocation & Re-Balancing Investments East Cork Journal Article – Thursday 31st March 2016 Clearly, having all of your money in one asset is a risky strategy. You have probably heard of the well-used phrase, “Don’t put all of your eggs in one basket,”? If you have, you [...]
Is your retirement on track? We are delighted to enclose details of our latest published commentary from the ECJ Business Post on the important issue concerning pension consolidation and how clients can track performance, risk levels and the costs associated with their various pension holdings. Today, very few of us stay in the same job from starting our [...]
Finance Matters Article – Thursday 17th March 3 Tips to Secure your SME Business People are at the heart of every business in Ireland. Most business owners protect and insure their premises, the company vehicles and the machinery and equipment. Yet, most business owners have not considered what would happen to the business and their [...]
Finance Matters Article – Thursday 3rd March Do you have to plan for your children’s future? Most Parents dream of giving their children the best possible education and future. Whether this dream includes university, college or a technical school, one thing is for certain: education funding and it certainly isn’t free. The cost of education [...]
