How much income will I really need in retirement? It's that age-old conundrum: How much should I save for my retirement? Nowadays, people want to have fun in retirement: travel more, spend more time with family and friends, learn some new skills, start a business and stay active. It's all about having the freedom to [...]
Business Owner and Shareholder Protection Strategies I've recently noticed a significant increase in asset protection questions from business owners. In every office, shop or factory in the country there is a notice proclaiming that the employer has taken out insurance to cover accidents to employees at work. Every car or lorry owned by a business [...]
We are delighted and honoured to announce that we have been nominated in the “Best New Broker” category at the upcoming Life, Pensions & Investment Awards (LPI Awards) for 2017. The annual LPI Awards are designed to ensure that those at the forefront of the financial planning profession are identified and commended. They aim to [...]
Moving to Ireland and Your Finances There are thousands of returning Irish and global expatriates moving to and from Ireland every year, yet there are very few specialist financial advisory firms to serve them. Moving to a new country is exciting. But there’s often lots to organize – including your finances. On a weekly basis we are [...]
John D Rockefeller reportedly stated that "The only thing that gives me pleasure is to see my dividend coming in." Investors are often anxious, sometimes even scared, when equity markets suffer the sort of day to day volatility seen in August and January of last year. However, these moves need to be put into perspective. [...]
Over the past 12-18 months I have been contacted by many customers looking for advice and guidance in terms of their employer-sponsored final salary / defined benefit pension schemes. Firstly, what is a Final Salary / Defined Benefit Pension Scheme? A defined benefit (DB) pension scheme seeks to provide members with retirement benefits based on calculation methods set out in the rules of [...]
7 Popular Ways to Reduce your Tax Bill As Benjamin Franklin once famously said “In this world nothing can be said to be certain, except death and taxes”. The end of the financial year is quickly approaching and now is undoubtedly a good time to take steps to reduce your tax bill and put yourself in [...]
Is Specified Illness Cover worth paying for? Life is complicated enough when you’re healthy, fit and have a steady income coming in. But we often take our health for granted, especially when we’re younger. No one needs the added financial and emotional problems that a serious illness can bring. Sometimes, without warning, these things happen [...]
Retirement and pension planning might seem complex to most of us, but the basic idea is straightforward. It is important to understand their benefits to you and your family, because the State Pension – whilst providing a reasonable foundation for you in retirement – will more than likely not be enough for you to live [...]
SME Business Succession Planning At a certain time in the business cycle and as people approach a certain age, they must begin to plan for their exit from the business. Organising a successful exit from your business is a process, and one that needs to be planned carefully, whether you make your exit through a [...]
